Don't be caught out by fake car insurance

Not everything you buy online is what you bargained for

Even car insurance is faked and sold on social media, down the pub or at the gym to unsuspecting customers just like you. The policies might look genuine, but they're not worth the paper they're written on.

Buying fake car insurance can be crushing

Right now, everyone's looking for the cheapest deal, but, if you buy a fake insurance policy it could really cost you, If you've been offered a cheap deal online and it seems too good to be true, it probably is!

Because you won't just be out the cash you've paid. If you're stopped by police driving with a fake insurance policy, it's a BIG deal that could cause you BIG problems getting real cover down the road.

Crushing, isn't it?

Oh and did we mention, one in every three cars seized by police for no insurance (and driving with a fake policy means you're not insured) is crushed.

In the insurance industry, we call selling fake car insurance Ghost Broking

Basically, it's fraudsters (the Ghost Brokers) selling fake policies to unsuspecting people who are looking for a cheap deal.

So how do these fraudsters do it?

They're clever criminals – often involved in other crimes and scams too. They target unsuspecting drivers with cheap car insurance deals and issue policies that often look like the real thing.

Scams most commonly work in one of two ways:

1. Genuine insurance policies are bought by the fraudsters from legitimate insurance companies using false information and then doctored before being sold on to you at a profit.
2. Fake policy documents are either designed online or printed to look like they've been issued by legitimate insurance companies and sold on to you, allowing the Ghost Broker to keep all of your money.

The policies you receive are absolutely worthless.