Mansfield's Mortgage& Protection Specialists
Working with the UK’s largest Mortgage Network to provide homebuyers, first time buyers, landlords and Remortgaging clients the best advice possible.
Mansfield’s 5 Star Rated Mortgage Broker!
A Flexible, TrustedLocal Service You Can Rely On
At Staton Mortgage & Protection Specialists, we offer local people, local mortgage advice. We work with the UK’s largest Mortgage network to provide homebuyers, first time buyers, landlords and remortgaging clients the best advice possible and give people the best start in their new home by helping reduce the costs on what they pay upfront and overall!
Our suite of products includes a full range of mortgage products and protection services.
Our Mortgage Services
Right To Buy
If you are a council tenant, then the right to buy scheme is a great opportunity to buy; what will most likely be, your first property at a discounted price.We will help to explain the existing right to buy rules and regulations. Or alternatively, you can look at options to use the right to buy scheme to take money out the property to make home improvements if possible.With our experience and knowledge of the local councils, we can help find you throughout the entire right to buy scheme that is right for your individual situation.
First Time Buyer
It’s exciting! No more renting or living with parents, but where do you start? We’ll explain the entire process with you and go through what there is to offer. We understand that getting a mortgage for the first time can feel like a minefield and for most its the longest and biggest financial commitment you’ll ever make.We offer a step by step guide to give you the assurance, understanding and knowledge about the process for buying a house and we will always design the mortgage so you can continue to maintain your lifestyle.
Moving Home
You have seen your dream home and feel ready to upgrade and move home. But you need to understand what repayments will look like and if it’s affordable.As part of our home mover mortgage service, we will talk you through your old mortgage and assess if any early repayment charges are in place.You may be able to ‘port’ your current mortgage or top your mortgage up. Either way, we will help with every step and look at the right deal, so you have the best start.We have a trusted network of solicitors that we can recommend to help you buy or sell your property.
Conveyancing
Conveyancing the modern way – hassle free, efficient and cost effective
We work with a network of property specialist law firms, with dedicated teams of property lawyers. Our network covers a wide range of conveyancing specialisms, so we can find the firm that’s the perfect fit for your individual circumstances, taking the hassle out of finding a law firm. We are able to provide an instant, all-inclusive conveyancing quote online.
Remortgage
There may be many reasons why you want to remortgage. You may be looking for a better rate; your fixed rate may have ended, home improvements, consolidate debt, or need to buy your partner out due to separation.Whatever your situation, we will tailor our service to what your need is at that time.Start your remortgage search before your current mortgage rate is due to end. If you don’t you will revert to the bank’s standard variable rate.We have access to exclusive remortgage products are that not available online. Our experience will find you a deal that suits your circumstances.
Buy To Let
Whether you’re buying a house to rent out for the first time or an experienced landlord with a portfolio, we offer advice on getting the right mortgage to ensure you achieve your desired income from the property.Buy to let mortgages differ from standard residential mortgages and its important to understand the differences.We can provide advice on all the various factors involved from tax implications, deposit, cost of the mortgage and expected rental income. Our professional experience can provide the buy to let advice you need.
Adverse Credit Mortgage
Are you trying to get a mortgage with adverse (low/bad) credit? We can help! While we can never guarantee a mortgage offer for anyone, we can guarantee that we will try our hardest to find one that suits.We understand that not everyone’s credit score is perfect, and we understand that the world is never black and white. So maybe you’ve previously missed a payment or even bankruptcy – this doesn’t mean this your future is wiped out from a small chapter of your life.It is still possible to get a mortgage with adverse credit. We truly believe this and have helped many people with adverse credit get a mortgage package that is affordable, realistic and sustainable.We believe if we can’t find you an adverse credit mortgage then you won’t get one anywhere else!
Help to Buy
Help to buy schemes are part of a government initiative to help people who are struggling to save a deposit to purchase a new home.This provides the opportunity to get a mortgage with just a 5% deposit using the government loan scheme. This is only available when purchasing a new-build property that you’ll be living in as your home.We will help with every step of this process and can liaise with your property developer about your interested in a help to buy mortgage.
Affordability Calculator
We can give you an indication of the amount you could borrow with a minimum and maximum guidelines.We can look at different affordability calculators available on the market to help find you the best deal.We can do this over the phone by working through your income and outgoings.
Shared ownership
An ideal option to give first-time buyers and those that do not currently own a home the opportunity to buy a houseWith help from the local housing authority, you buy a share of your home and rent on the rest.This is a great option to get a foot on the housing ladder.