8 Locally Headquartered Credit Unions

Two counties include: Clark and Lincoln
 

Members: 237,000 (2 percent increase)

  • 4,000 new members
  • Record high was 288,000 in 2008


Total Loans: $2.2 billion (8 percent increase)

  • Record high was $2.3 billion in 2008
  • 49 percent loan-to-deposit ratio (loaned out)
  • *Percentage increases and/or decreases represent dollar amount changes
  • **A small portion of total loans may be through “loan participations”
  • ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans


     
  • First-mortgages: 5 percent increase
  • Reached $731 million
  • Record high was $1.8 billion in 2009
     
  • HELOCs/home equity loans (combined category): 5 percent increase
  • Reached $127 million
  • Record high was $367 million in 2006
     
  • New auto loans: 10 percent increase
  • Reached $230 million
  • Record high was $437 million in 2007
     
  • Used auto loans: 8 percent increase
  • Hit a record of $568 million (prior historical peak was $286 million in 2009)
     
  • Credit card lending: 4 percent increase
  • Reached $65 million
  • Record high was $78 million in 2017
     
  • Business loans: 12 percent increase
  • Reached $367 million (includes landlord real estate loans)
  • Category has fluctuated greatly between 2007 – 2022 from $118 million – $367 million


Total Deposits: $4.5 billion (9 percent increase)

  • Hit a record (prior historical peak was $2.8 billion in 2008)
  • ($5 billion in assets)
  • *Percentage increases and/or decreases represent dollar amount changes


     
  • Checking accounts (share drafts): 9 percent increase
  • Hit a record of $950 million (prior historical peak was $398 million in 2007)
     
  • Savings accounts (regular shares): 12 percent increase
  • Hit a record of $2.4 billion (prior historical peak was $818 million in 2007)
     
  • Money market accounts: 12 percent increase
  • Hit a record of $828 million (prior historical peak was $694 million in 2008)
     
  • Certificates of deposit: -22 percent decrease
  • Declined to $183 million
  • Record high was $686 million in 2008
     
  • IRA/Keogh accounts: -2 percent decrease
  • Declined to $165 million
  • Record high was $279 million in 2009


Operations: $45 million spent

Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $178 million)
  • About 735 individuals were employed (-1 percent decrease)
California and Nevada Credit Union Leagues