Mortgage Broker Manchester

Why choose a Mortgage Broker in Manchester

If you’re looking to buy a home in or around Manchester, CS Mortgage Solutions can make it easier and less stressful. Our team has lived and worked in the area for years and we know Manchester’s housing market inside out.

Whether you’re ready to make an offer on a property, need to remortgage or are just starting out as First Time Buyers, we’ll help you every step of the way.

What does a Mortgage Broker do?

A Mortgage Broker or Adviser is here to help you understand all the details of getting a mortgage deal and buying a home. We will explain how much you can borrow and all the costs involved in purchasing a property. Once you’re ready to buy, we search across hundreds of mortgage products to recommend suitable deals. 

We’re a great source of expert and professional local mortgage advice. We support any kind of client – First Time Buyers, people moving home or those looking for a Buy to Let mortgage. We also work with many Self-Employed people who operate in all kinds of trading styles.

Our initial, fee-free mortgage service will help you understand the various steps in the home buying process and what to expect. 

What are the benefits of using a Mortgage Broker? 

You might wonder whether it makes financial sense to talk to a Mortgage Broker or just visit a high street bank. The main difference is that banks can only talk to you about their own products – which may not be too competitive.

Meanwhile, a Mortgage Broker gives you a much broader picture. We compare hundreds of products from a wide range of mortgage providers. Among these will be specialist lenders who don’t always sell direct to the public. 

Our efficient service will make sure you gain access to competitive interest rates, affordable repayments and a deal that suits your needs. 

What services are offered by a Mortgage Broker? 

We’re here to help you at every stage of the process to buy a home, from getting an agreement in principle through to completing your mortgage application and getting a loan. An important part of this is using a mortgage calculator to confirm how much you can borrow, what deposit will be best and how much your mortgage repayments could be. This helps you set your property budget. 

If you want to explore different types of mortgage we can help with that too. We’ll explain fixed rate, tracker rate and variable rate products, interest only or capital repayment and how they might suit your specific situation. First Time Buyer mortgages are a real speciality of ours. 

You might also want information about other financial services products to protect you and your Manchester property for the long term. We will talk you through the mortgage protection insurance options like life insurance, critical illness cover, home insurance and income protection.

You might be surprised by the level of support you get from us. We join your team and offer advice at every step. We can help you decide how much to offer on a property, chase up estate agents and solicitors for you and anything else to make the purchase go smoothly.

And, because we’re well established in Manchester we can put you in touch with local experts for anything beyond our range of services. 

What are the benefits of using a local broker?

At CS Mortgage Solutions we’re very familiar with the best areas and the most desirable locations Manchester has to offer, and whether the prices on offer are fair.

We’ll also be able to tell you if your purchase is taking longer than usual, or if you need to worry about what’s happening in your chain. Our experience of the Manchester housing market is something our clients really appreciate. Plus, we are a friendly, knowledgeable team – so contact us today.